JamFi Finance ($JAMI) Presale

JamFi Finance

JamFi Finance is a decentralized finance (DeFi) platform. It helps people, especially in Africa, get loans and pay for things using a token called $JAMI. It uses technology like Ethereum, M-Pesa, and blockchain to make borrowing easy for people without banks.

How JamFi Finance Will Benefit the Crypto Space

JamFi Finance brings tools to people who don’t have access to banks. It lets them borrow and pay with crypto or phone money. This helps more people join crypto and DeFi. It also adds more real uses to tokens, making crypto stronger and more trusted.

JamFi Finance Features

JamFi has some special features that stand out:

• Hybrid loans – You can get loans with collateral or through crypto with little checks.

• M-Pesa integration – Borrowers can pay using the phone money system M-Pesa.

• Staking and liquidity pools – Users can stake $JAMI or add crypto to pools to earn interest.

• Buy-back mechanism – 70% of fees are used to buy back tokens, helping token value.

• Over-collateralization – Loans require 130% collateral to reduce risk.

• Audits and regulation – Smart contracts are audited and the platform works with Kenya and South Africa regulators.

JamFi Finance Roadmap

JamFi’s roadmap tells what they will do and when:

• Q2 2025 – Q1 2026: Presale, MVP testing, M-Pesa integration, staking launch.

• Q2 – Q3 2026: Uniswap listing, mobile app release, WapiPay integration, plan DAO.

• Q4 2026: Advanced DeFi features, start in Europe and Latin America.

• Q1 2027: Central exchange listings, B2B lending solutions.

JamFi Finance Whitepaper

The whitepaper explains the problem and solution. It is a blueprint for the project. It tells:

• Why many people lack banks.

• How JamFi gives simple loans and payments.

• Who benefits: students, farmers, etc.

• How it keeps your money safe.

JamFi Finance Tokenomics

JamFi has 1 billion $JAMI tokens.

Here is how they are split:

• 40% – for liquidity and lending pools.

• 20% – for early investors (vested over a year).

• 15% – for the team.

• 10% – for marketing.

• 10% – for treasury/reserve.

• 5% – for airdrops.

They also use fees to buy back and burn tokens, helping value over time.

JamFi Finance Team Details

The website says professionals in lending, banking, and blockchain lead the project. The founder has a strong history in finance. The team works with regulators to give trust and safety. No specific names are given publicly.

JamFi Finance Fundraised

JamFi raised $400,000 in a seed round. These funds help build the platform, do marketing, provide liquidity for listings, and hold in reserve.

JamFi Finance Presale Details

Here are the JamFi Finance Token Sales or crypto Presale details:

• Start Date: Phase 1 began mid-2025 (around Q2 2025).

• Price: $0.02 per token in Phase 1; later phases go up to $0.08; listing price is targeted at $0.10.

• Stages: Phase 1 at $0.02, Phase 2 $0.04, Phase 3 $0.06, Phase 4 $0.08, then listing at $0.10.

• Platform: Buy directly on.

• Currency accepted: Likely ETH (via website) per how-to guide. (Other listings varied, but main site uses ETH.)

How to participate:

1. Go to and click the Presale or Buy $JAMI button.

2. Connect your crypto wallet (MetaMask, WalletConnect).

3. Choose how much ETH to spend.

4. Confirm the transaction. Pay gas fees.

5. Your $JAMI tokens appear in your wallet after vesting or unlock.

Conclusion

JamFi Finance is a promising project that blends real-world payments (like M-Pesa) and DeFi. Its JamFi Finance Presale gives early access to $JAMI tokens in a staged sale. The platform includes lending, staking, and strong features for security and inclusion. It already raised $400K, and a clear roadmap shows mobile app, DeFi growth, and global expansion.