Mutuum Finance Crypto Presale Raises $20.5M as Phase 7 Sells Fast

Mutuum Finance Crypto Presale Reaches Phase 7 With 845M Sold

Mutuum Finance crypto presale officially surpassed the $20.5 million funding milestone this week. Operating on the Ethereum blockchain, the project is positioning itself as a professional-grade lending and borrowing hub designed to remove intermediaries from the credit lifecycle. With over 19,000 individual holders already participating, the project has transitioned from a conceptual roadmap into a live technical validation phase, following the successful activation of its V1 protocol on the Sepolia testnet.

Source: X(formerly Twitter)

Currently, the crypto presale is in Phase 7, with the native $MUTM token priced at $0.04. This stage follows a disciplined pricing ladder that began at just $0.01 in early 2025, representing a 300% appreciation for the earliest supporters. As Phase 7 is already more than 15% allocated, investors are moving quickly to secure positions before the next scheduled price jump to $0.045. The team has confirmed an official exchange listing price of $0.06, providing a clear valuation target for those entering the market before the public debut.

Why the Mutuum Finance Crypto Presale is Trending in DeFi Now

The momentum behind the Mutuum Finance crypto presale is driven by its "Utility-First" philosophy. Unlike many speculative assets, the $MUTM token is the primary engine for a dual-market lending model. The first pillar is a Peer-to-Contract (P2C) system, which utilizes shared liquidity pools. When users supply assets like ETH or USDT, they receive mtTokens interest-bearing receipts that grow in value as borrowers repay their loans. This automated system ensures that liquidity remains high while providing a "set and forget" yield for lenders.

MUTM Tokenomics & Key Values

The crypto presale follows a structured supply model to support long-term growth.

• Token Name: Mutuum Finance ($MUTM)

• Blockchain: Ethereum (ERC-20)

• Total Supply: 4,000,000,000 MUTM

• Presale Allocation: 45.5% (1.82 Billion Tokens)

• Current price: $0.04

• Tokens Sold to Date: 845,000,000+ MUTM

• Security Score: 90/100 on CertiK Token Scan
  

• Source: Mutuum Finance official website

Expert Analysis: The Shift Toward Institutional DeFi

The success of the crypto presale highlights a broader 2026 trend where capital is flowing toward "transparent credit" hubs. By providing a live, testable protocol ahead of the mainnet launch, the team has reduced the execution risk that often plagues early-stage projects. The integration of Chainlink oracles for real-time price feeds and a $50,000 bug bounty program further demonstrates a commitment to institutional-grade standards.

Looking ahead, the planned introduction of a native overcollateralized stablecoin and Layer-2 scaling solutions suggests that Mutuum Finance is building for global scale. While all early-stage digital asset ventures carry inherent market risks, the project’s focus on proven lending mechanics rather than pure hype positions it as a serious contender in the Ethereum DeFi ecosystem. As Phase 7 nears completion, the window for sub-launch pricing is narrowing, and the market is paying close attention to the upcoming transition into Phase 8.