What are ING Deutschland Crypto ETPs?

They are exchange-traded products offered via ING Deutschland that provide exposure to cryptoassets such as Bitcoin, Ethereum, and Solana, which can be traded through a standard securities account similar to stocks or ETFs.

Do ING Deutschland Crypto ETPs remove all risks of investing in crypto?

No. While they may simplify custody and access, investors are still exposed to price volatility, potential loss of capital, issuer and counterparty risk, and regulatory changes affecting cryptoassets and related products.

How does the 12-month tax rule in Germany affect crypto ETPs?

The article states that gains may be tax-free after holding for more than 12 months, but tax treatment can depend on individual circumstances and evolving regulations. Investors should verify current rules and seek professional tax advice.

Can German investors buy Bitcoin through ING Deutschland Crypto ETPs?

Yes. German retail investors can access Bitcoin exposure via ING Deutschland Crypto ETPs directly from their securities accounts. The products are issued by regulated providers and trade on established exchanges, offering a bank-integrated alternative to crypto exchanges.

Are ING Deutschland Crypto ETPs taxed the same as holding Bitcoin in Germany?

ING Deutschland Crypto ETPs follow Germany’s crypto tax framework. If held for more than one year, gains may qualify for capital gains tax exemption, similar to directly held Bitcoin, subject to current tax regulations.

ING Deutschland Crypto ETPs Open Bitcoin Access for Retail Investors

Yash Shelke

03-02-2026

Last Updated: 03-02-2026

ING Deutschland Crypto ETPs enable Bitcoin Ethereum and Solana investing

How ING Deutschland Crypto ETPs Bring Bitcoin Into Bank Accounts

The way Germans invest in digital assets changed on February 2, 2026. ING Deutschland Crypto ETPs are now live for over 9 million people. This is a huge step for the crypto world. One of the biggest banks in Germany now lets you buy coins without the usual tech stress. You can now trade Bitcoin, Ethereum, and Solana right in your "Direct Depot" account. This means you do not need to learn about complex private keys or digital wallets anymore.

ING Deutschland Crypto ETPs enable Bitcoin Ethereum and Solana investing Source: X(formerly Twitter)

By using ING Deutschland Crypto ETPs, the bank solves the biggest problem for new users: it makes things simple. You don't have to worry about losing a 24-word seed phrase. These products come from big names like VanEck, 21Shares, and Bitwise. They work just like a normal stock or ETF. This "human-first" style brings the safety of a bank to the new world of decentralized finance.

ING Deutschland Crypto ETPs Open Easy Access for Retail Portfolios

The launch of these regulated instruments follows a massive rise in digital asset interest. By late 2025, 9% of Germans were already using digital assets. Now, there is a safe and regulated way for everyone to join in.

Simple Trading and Extra Rewards

The best part of ING Deutschland Crypto ETPs is how they fit into your life. You can see them right next to your regular savings.

All-in-One Account: Your virtual holdings sits next to your stocks and ETFs.

Solana Staking: Some Solana products offer "staking". This lets you earn a small reward (like interest) just for holding the asset.

Ready-Made Portfolios: You can also buy a "Market Index." This is like a basket of the top 10 coins, so you don't have to pick just one.

The 12-Month Tax Rule

Many people pick ING Deutschland Crypto ETPs because of the tax perks in Germany. The 2026 rules from the BMF (Ministry of Finance) are very clear.

Tax-Free Gains: If you hold these assets for more than one year, you pay 0% tax on your profit.

Easy Reports: Your bank does most of the work for you. This is much easier than tracking trades on a small, unregulated exchange.

Safety First

Digital assets prices can go up and down fast. However, ING Deutschland Crypto ETPs offer better protection. These are "physically-backed." This means the companies (like Bitwise or VanEck) actually buy and hold the real Bitcoin in safe, cold storage. This is much safer than keeping money on a platform that might not be regulated.

Expert Analysis: The Future of Banking

The move to offer these products shows that banks are finally embracing the blockchain. They are no longer fighting it; they are building bridges. This is perfect for "careful" investors who want to try new assets but trust their bank more than a new app.

In 2026, this will likely be the new normal. With MiCA laws now in place across Europe, the rules are clear. Banks that offer a great user experience and low fees will win. ING has taken the lead by making Bitcoin as easy to buy as a share of a big company.

About the Author Yash Shelke

Expertise coingabbar.com

Yash Shelke is a crypto content writer with hands-on experience in blockchain, cryptocurrency markets, and Web3 ecosystems. He specializes in delivering timely crypto news, in-depth token analysis, and insights driven by on-chain data and market trends.

With a technical background in blockchain and finance , Yash brings a data-oriented and analytical perspective to his writing. His work focuses on decoding complex market movements, covering high-volatility events, and simplifying DeFi, altcoins, and macro crypto cycles for a wide audience.

He aims to bridge the gap between technical blockchain concepts and practical market understanding—helping both retail investors and experienced traders make informed decisions through clear, research-backed, and engaging content.