Cryptocurrency markets saw sharp volatility in December, 2025. While most of the crypto market products struggled at the end, XRP-ETFs quietly moved in the opposite direction.
Institutional investors kept buying XRP through regulated ETFs, even as Bitcoin and Ethereum ETFs faced heavy selling pressure. With 30 consecutive days of inflows, the total assets reached to around $1.17 billion.
With total assets nearing $1.2 billion, institutions are positioning XRP-asset for a longer-term breakout. But the question remains why are big players choosing XRP over BTC and ETH now?
Spot XRP-ETFs were launched in the United States in November 2025 after the conclusion of a prolonged legal case between Ripple and the SEC in August 2025. This case resulted in a ruling that XRPs traded in the spot market is not a security.
From the time of its entry into the market, the inflows of the ETF have remained positive for over 30 days, as data from SoSoValue reveals. The total value of the assets as of December 30, 2025, was $1.17 billion, where the key values:
$8.44 million added on December 29 alone
Daily inflows mostly ranged between $5–15 million
No outflow days since mid-November

Why XRP Is Performing Well Despite Market Volatility
Unlike retail-driven rallies, most XRP ETF inflows happen through OTC channels. This means XRP's being bought quietly without causing sudden price spikes.
This process slowly reduces circulating supply while demand continues to rise. As a result, the coin is building long-term strength rather than short-lived hype. Regulatory clarity and new institutional access also played a major role in XRP-ETF’s continued capital attraction.
Major asset managers behind these products include Canary Capital, Bitwise, Franklin Templeton, and 21Shares. Franklin Templeton’s XRP-ETF also offered one of the lowest fees at 0.19%, waived until it reaches $1 billion in assets.
While XRPs gained attention, Bitcoin and Ethereum ETFs struggled in December.
Bitcoin ETFs saw several days of heavy outflows, including single-day losses exceeding $175 million. Ethereum ETFs also faced extended selling, often losing $50–$100 million per day during the month.
Year-end tax planning: Institutions sell positions to lock in gains or offset losses before the financial year closes.
Prices Effect: Bitcoin has fallen about -5.79% and Ethereum fell -10.23%, still showing downtrends and value loss until the year's end.
Lower holiday liquidity: In late December, there are fewer active traders, which boosts caution and heightens volatility.
Short-term risk reduction: In cases of uncertain markets, investors shift capital into more secure assets.
As 2026 gets underway, XRP ETFs continue to see steady inflows-a sign of growing institutional confidence. If demand remains robust, the funds could benefit from tightening supply later this year.
Meanwhile, Bitcoin and Ethereum remain core assets for long-term investors, though near-term flows might not smoothen out until market conditions get much better.
In conclusion, the available ETF information reveals a marked trend regarding the increasing selectiveness of institutional investors. The presence of regulatory certainty, new investment products, and gradual accumulation is currently influencing the future flow of capital within the crypto markets.
Disclaimer: This article is for informational purposes only and does not constitute financial advice.
Bhumika Baghel is a rising crypto content writer with a deepening interest in blockchain technology and digital finance. With a keen understanding of market trends and cryptocurrency ecosystems, she breaks down intricate subjects like Bitcoin, altcoins, DeFi, and NFTs into accessible and engaging content. Bhumika blends well-researched insights with a clear, concise writing style that resonates with both newcomers and experienced crypto enthusiasts. Committed to tracking price fluctuations, new project developments, and regulatory shifts, she ensures her readers stay informed in the fast-moving world of crypto. Bhumika is a strong advocate of blockchain’s potential to drive innovation and promote financial inclusion on a global scale.