What is tokenized gold on the XRP Ledger?

Tokenized gold on the XRP Ledger refers to digital tokens issued on XRPL that are backed by physical gold held by regulated custodians. Each token typically represents a specific quantity of gold, such as one gram, and can be transferred and traded on-chain.

Has tokenized gold on XRPL only just launched?

No. According to the article, tokenized gold has been present on XRPL since 2024 through a partnership between Ripple and the Australian tokenization platform Meld-Gold. The recent attention is linked to renewed community interest and broader RWA adoption rather than an entirely new launch.

Why is XRPL considered suitable for real-world asset tokenization?

The article notes that community members and validators point to XRPL’s fast settlement, 24/7 operation, built-in decentralized exchange, and automated market maker features as reasons it is suited to handling tokenized commodities and other real-world assets.

What are the risks of investing in tokenized gold?

Risks can include market price volatility of gold, counterparty and custodial risk, regulatory changes affecting tokenized assets, and technology or smart contract vulnerabilities. The article does not provide investment guidance and readers should independently evaluate risks.

Does the article provide any investment recommendation?

No. The article reports on developments and community commentary around tokenized gold on XRPL and the broader RWA market. It does not instruct readers to buy, sell, or hold any specific asset.

Tokenized Gold on XRPL Grows as Community Signals Launch

Bhumika Baghel

January 12, 2026

Why Tokenized Gold Fits XRPL as RWA Demand Accelerates in 2026 Markets

Tokenized gold is gathering wide attention among the XRP community as the claims of XRP Ledger (XRPL) to support gold on-chain are heating up.

Even though tokenized gold has existed on the network since 2024, the recent excitement comes from renewed momentum and greater adoption in 2026.

Coin Bureau

Source: Coin Bureau

Phil Kwok, co-founder of Web3 education platform EasyA, recently stated that “tokenized gold is coming to the XRPL,” a comment that quickly spread across the community.

Phil Kwok

Phil Kwok Reposted

It’s less about “first launch” and more about growth, scale, and future opportunities in the booming real-world asset (RWA) market.

Chain-Based Gold Is Not Entirely New on XRPL

While the recent buzz suggests something new may be approaching, tokenized gold already exists on the XRP-Ledger. In 2024, Ripple partnered with an Australian tokenization platform named Meld-Gold, to launch digital tokens on XRPL.

Here each digitized token represents one gram of physical metal which is fully backed and claimable through regulated custodians like MKS Pamp and Imperial Vaults.

The current buzz is widely seen as a result of renewed momentum, increasing demand, or the possibility of additional projects opening more doors for growth in 2026.

Why Tokenized Bullion Is Seen as a Strong Fit for XRP

Influencers like Phil Kwok highlight XRPL’s readiness which makes it a perfect choice for handling precious metals trading.

XRP Ledger validators agree with this view, pointing to the ledger’s ability to handle fast settlement, 24/7 operation, built-in decentralized exchange features, and automated market makers. These features make XRPL attractive for shared ownership, real-time transfers, and auditable trading of physical assets.

On the other hand, from a market perspective, tokenized-gold strengthens XRPL’s role as a serious RWA infrastructure, not just a payment ledger.

Growing Demand: On-Chain Bullion Into RWA Boom

The increasing attention in on-chain commodities come as the real-world asset (RWA) tokenization market crossed the $35 billion level in late 2025. Beyond yield-based RWAs, interest is expanding into commodities, metals, and tangible stores of value.

On-chain ownership allows customers to trade fractions of physical metal, instant settlement without the need for third parties, and an ease of global access. These benefits align closely with XRP ledger’s development motives, significantly expanding its role beyond payments into asset management and commodities trading.

For now, one thing is clear: tokenized-gold is once again in the headlines, and XRP Ledger is potentially positioned in the relation as a blockchain ready for real-world assets' mass adoption.

About the Author Bhumika Baghel

English News Writer at coingabbar.com

Bhumika Baghel is a crypto journalist with over 1.5 years of experience in industry research, financial analysis, and content creation. She specializes in producing insightful blogs, news articles, and SEO-optimized content. Passionate about providing accurate, engaging, and timely perspectives on the ever-evolving crypto space, Bhumi, as a journalist at Coin Gabbar, focuses on researching and analyzing market trends, writing news reports, and delivering in-depth coverage of cryptocurrency developments, regulatory updates, and emerging blockchain technologies.