Top Crypto Cards by Volume in July 2026: Full List

Top Crypto Cards by Volume in July 2026: Full List

Spending on crypto cards keeps growing, and knowing which programs actually move the most money helps readers separate hype from real usage. 

This article ranks the top crypto cards by volume in July 2026, using figures from on-chain payment analytics firm PaymentScan. 

Total spending across tracked programs reached $705.5 million in July, up 12.2% from June and the fifth straight monthly record. 

Source: Official X Post

For readers new to this space, our crypto card guide covers how these products work day to day. Below is the full ranking, a quick comparison table, and what each of these ten products offers, based on each project's own website and support pages.

July 2026 Ranking Table

Source: PaymentScan, as of August 6, 2026.

RedotPay Leads the Field

RedotPay again took the top spot on this list of the top crypto cards by volume. RedotPay is a Hong Kong-founded stablecoin payments app. Users load a balance with USDT, USDC, BTC, or ETH, and the app converts that balance to local currency at checkout. 

According to RedotPay's own site, the product works at more than 130 million merchants across 130-plus countries, and it holds more than half of the entire tracked market by itself.

The card's rise has been steady rather than sudden. PaymentScan data shows RedotPay's monthly spend climbing from under $10 million in late 2023 to nearly $400 million by mid-2026, with total volume on the card now standing above $5.8 billion since tracking began. 

Source: PaymentScan Redotpay Table

That near-uninterrupted upward curve, spanning close to three years, is a big part of why RedotPay's lead over the rest of the field is as wide as it is.

ether.fi Cash Holds Second Place

ether.fi Cash sits in second place. It describes itself as a non-custodial, crypto-native product that draws from a user's ether.fi balance. 

Spenders can fund it directly or borrow against staked assets such as eETH, and qualifying purchases earn rewards linked to the platform's Liquid Vaults, per ether.fi's help center.

KAST Nearly Overtook the Leader

KAST placed third for the month, KAST is a Solana-focused program that converts stablecoins like USDC, USDT, and USDe into fiat the moment a user swipes. Its official pages note zero conversion fees on stablecoin spending and staking-linked rewards for Solana holders.

Karta Posted the Fastest Steady Growth

Karta is a US-issued product built for global residents without a Social Security number. 

Credit lines are based on assets held at partner financial institutions. and the account is managed through an AI-powered WhatsApp concierge, according to the company's own site.

Wirex One Made the Biggest Jump

Wirex One recorded the sharpest rise on the list, up 465% to enter fifth place from outside the top ten. Wirex operates a multi-asset wallet paired with a Visa or Mastercard product, depending on region. 

Its official pages describe Cryptoback rewards of up to 8% and support for more than 150 traditional and digital assets.

Kolo Grew Nearly 46%

Kolo climbed to sixth place with 45.9% growth. Kolo pairs a non-custodial wallet with a virtual-only product that turns holdings such as BTC, ETH, USDT, and SOL into fiat at the point of sale. 

Kolo's documentation states that rewards are paid out in Bitcoin.

Tria stayed steady in seventh

Tria, run through the useTria app, added 11.2% for the month. Tria markets itself as a self-custodial, multi-chain product that supports more than 1,000 tokens through an MPC smart account. 

Its BestPath system picks a route for each payment, and it comes in three tiers, per Tria's official site.

Plasma One Nearly Matched Tria's Total

Plasma One tied Tria on raw spend but grew faster, up 59.2%. Plasma One is the consumer product from Plasma, a layer-1 chain built for stablecoins. 

It is issued by Rain under a Visa license, and stablecoin balances can earn yield inside Plasma's own ecosystem, official pages confirm.

Gnosis Pay Kept a Small but Loyal Base

Gnosis Pay grew a modest 3.2%. It calls itself the first fully self-custodial Visa debit product, spending directly from a Gnosis Safe smart wallet on Gnosis Chain rather than a custodial balance. 

Its help center lists rewards of up to 5%, paid in GNO.

Bitget Card Was the Only One to Shrink

Bitget Card, issued through Bitget Wallet, was the sole entry on this list to post a decline, down 33.9%. 

Bitget's support pages describe a product that converts wallet balances, mainly USDT, into fiat in real time, with rewards paid in BGB tokens.

Source: Official Website

Feature Comparison: Top Crypto Cards at a Glance

Source: Details sourced from the project's Official Websites

What Drove July's Growth

Two patterns stand out across this group of the top crypto cards. RedotPay behaves like an off-ramp, with average transactions above $800, common in emerging market stablecoin use. ether.fi and Tria look more like everyday spending tools, with average transactions under $200. 

Final Thoughts

This ranking shows a market still concentrated at the top, with RedotPay alone holding more than half of tracked spending among these ten programs. At the same time, smaller entries like Wirex One and Plasma One are growing quickly, which suggests the list could look different by the end of the year.

Disclaimer: This article is for informational purposes only and does not constitute financial advice. Cryptocurrency products carry risk, and readers should do their own research before using any card or platform mentioned above. Data current as of August 6, 2026.