The price is back above $1.10 today, trading near $1.1122 after a short bounce from support. The move has traders split. Some think this is the start of a bigger rally. Others say one more drop is coming first.
The altcoin is up 0.83% on the day. Futures volume sits at $1.84 billion. Open interest climbed 3.49% to $2.43 billion, showing new money is flowing into leveraged bets.
Right now, the altcoin sits at a fork in the road. Analysts are watching the $1.145 level closely.
Bullish case: A clean break above $1.145 would cancel the current bearish wave pattern. That could open the path to $1.20 and then $1.30.
Bearish case: If price gets rejected below $1.145, the altcoin may finish one last leg down. That would send it into the $0.90 to $0.87 zone before any bigger move higher.
Support levels to watch are $1.08, then $0.90, then $0.87. Resistance sits at $1.145, $1.20, and $1.30.
A monthly TD Sequential buy signal just triggered, according to chart analyst Ali Charts. This is a classic reversal signal. It tends to show up after long stretches of selling, and it often hints that sellers are running out of steam.
The last time $XRP printed a similar setup, price was still working through a multi-month slide from above $3.00 down toward $1.10.
A bullish inverse head and shoulders pattern has also formed on the daily chart. This pattern is confirmed only if price breaks above the neckline.
The projected upside is around 20% based on the size of the pattern. The RSI has also crossed back above its signal line, an early sign that momentum is turning positive.
There is a catch, though. A large amount of coins has moved onto exchanges in recent weeks. That usually points to seller pressure. If the altcoin fails to clear $1.13, the odds of a drop toward $0.80 rise quickly.
$XRP Key Levels Table
Level Type | Price |
Resistance 3 | $1.30 |
Resistance 2 | $1.20 |
Resistance 1 | $1.145 |
Current Price | $1.1122 |
Support 1 | $1.08 |
Support 2 | $0.90 |
Support 3 | $0.87 |
Spot $XRP ETFs have pulled in a cumulative net inflow of $1.48 billion so far. Total net assets sit at $1.00 billion as of July 15, 2026.
Daily inflows have slowed recently. July 15 and July 14 both saw $0 in new inflows. July 10 brought in $107,380.
Earlier in the month, July 2 and July 6 saw stronger days, with $6.55 million and $15.63 million, respectively.
The ETF picture shows steady, if unspectacular, institutional interest rather than a rush of new money.
The XRP Ledger just crossed 8,000,000 activated accounts. This growth is tied to increased use in tokenization, payments, and AI agent settlement on the network.
Binance has launched an 800,000 XRP airdrop campaign tied to Ripple USD (RLUSD). Users who buy, hold, or trade RLUSD on Binance during the campaign window are eligible. The move is meant to boost RLUSD adoption and trading volume on the exchange.
On the institutional side, Ripple Prime has joined the DTCC's tokenization working group. More than 50 major financial firms are part of this group, including BlackRock and JPMorgan.
The plan covers tokenized equities, ETFs, and US Treasuries settling through DTCC's system. Limited live trades are set for July 2026, with a full rollout in October 2026. The SEC has approved this tokenization service for three years.
XRP was reportedly shown in a DTCC commercial this week, adding to speculation about the token's role in this bigger tokenization push.
Yesterday, Ripple joined the x402 Foundation as a Premier Member. As AI agents start handling more of the payment process, they need a way to pay that works as fast as they already exchange data.
Ripple says it has been building that infrastructure on the XRP Ledger, including support for x402 that lets agents transact using XRP and RLUSD.
Some traders see a path to $1.45 if buying momentum builds. That scenario would likely need help from outside crypto, such as dovish comments from the Fed or a delay in expected rate hikes.
For now, Ripple price action remains tied to the $1.145 resistance level. A close above it would support the bullish case. A rejection keeps the door open for a final dip toward $0.87 before the next bigger move.
This article is for informational purposes only and should not be considered financial or investment advice. Cryptocurrency markets are highly volatile and carry significant risk. Always do your own research and consult a licensed financial advisor before making investment decisions.