XRP News: Is Ripple Eyeing Circle IPO Plan with OpenPayd Deal?

XRP News Today: Ripple OpenPayd Deal Could Mirror Circle IPO Strategy

Ripple, a well-known name in the crypto for XRP and digital payment space, has officially partnered with OpenPayd to improve global payment solutions for businesses. The announcement came at a crucial time when stablecoin adoption and cross-border payments are becoming more important than ever.

Source: X

This partnership will help expand its Payments service into EUR and GBP using OpenPayd’s real-time payment rails, virtual IBANs, and multi-currency accounts. It also includes direct minting and burning of Ripple’s new stablecoin—Ripple USD (RLUSD)—which is designed to be fast, secure, and compliant. With this, the team aims to make converting between fiat and stablecoins easy for companies managing global funds.

XRP News: Why This Partnership with OpenPayd Matters?

The Ripple OpenPayd partnership is important because it allows businesses to access faster and more efficient payment options in European currencies. Now, companies using this Payments can settle in EUR and GBP more smoothly, thanks to OpenPayd’s strong fiat infrastructure. This is expected to benefit banks, fintech firms, and even crypto exchanges looking for a stable and compliant way to handle cross-border payments.

Another key part of the deal is the support for USD stablecoin (RLUSD). Businesses can now mint and burn RLUSD directly through OpenPayd, helping them manage dollar liquidity better. This could be useful for global treasury operations, quick conversions, and stablecoin use in everyday business payments.

Jack McDonald said this deal will help scale stablecoin usage in real-world business cases. It’s a sign that the platform is moving towards deeper integration with the traditional finance system.

Is Ripple Silently Following Circle’s Path?

This is not the first time XRP news was compared to Circle. Just a few weeks ago, on June 18, 2025, Circle also partnered with OpenPayd. The Circle partnership news was about giving OpenPayd clients access to fast USDC conversions using Circle’s stablecoin and wallet services.

Shortly after, Circle made even bigger headlines by announcing its IPO on June 5, with plans to list on the New York Stock Exchange. The circle IPO news created huge buzz in the crypto world and made people wonder: will Ripple do the same?

Although there is no official news yet, the community is buzzing with IPO talks. A crypto influencer named Ansem posted on social media questioning how XRP would react if the platform goes public. This has only added fuel to the speculation.

Source: X

As of now, CRCL stock price is trading at $192.53, up 6.20% in a single day. Meanwhile, XRP is trading at $2.19, down slightly by 0.56%, with a market cap of $129.89 billion and a trading volume of $2.9 billion.

What’s Next for Ripple?

While the OpenPayd partnership is a big step, the team is also busy on other fronts. The company is still involved in the long-running Ripple SEC case, which has become a major issue for the crypto industry. Any decision here will directly impact the future of the coin and could shape how the U.S. regulates crypto.

Also, there's fresh hope in the XRP ETF news today. The Grayscale XRP ETF has received a green light from the SEC, showing that institutional interest in the coin is growing.

Together, these developments could make the platform stronger in the coming months. A possible IPO, the new stablecoin, and expanded payments in Europe all point to a more aggressive growth plan.

Conclusion

The XRP news shows how the team is moving fast to connect blockchain with real-world finance. Whereas Circle has set the pace with its IPO and robust USDC network, it is hot on its heels. The markets are keenly watching—particularly amid rumors of a Ripple IPO, the current SEC lawsuit, and the approval of the Grayscale XRP ETF.

Disclaimer: This information is for informational purposes only. It is not an investment advisory. It is the responsibility of readers to research before making a financial decision.