The Mutuum Presale has reached its final stretch. In its latest X post, it has raised more than $26.5 million and sold 98% of its MUTM presale allocation. Only the last 2% remains in Phase 7 (P7), where the MUTM token currently costs $0.04.
The update matters to buyers for two reasons. The Presale is close to selling out, which raises questions about the Mutuum Presale end date. Some community members are also asking when the lending platform will actually go live.
Total funds raised: $26.5 million+
Presale allocation sold: 98%
Remaining allocation: 2%
Current MUTM price: $0.04
Holders: 19,406
Total token supply: 4 billion MUTM
Presale allocation: 45.5% of supply
The project says the Mutuum Presale is now in its final 2%. Its earlier Phase 7 tracker showed $25,909,291.98 raised. The new figure suggests about $590,000 more has come in since then, though the project has not given a breakdown.
An October 31 post said MUTM was up 300% from its Phase 1 price. That number compares $0.04 with the starting price of $0.01. It describes how the sale price has changed. It is not a return that any buyer has earned or can expect.
Remember that all these numbers come from the project itself. The post also drew replies from users who want the sale to close.

Source: Official X Post on November 3, 2026
The current Mutuum price in Phase 7 is $0.04. The presale started at $0.01 in Phase 1.
The 98% figure applies to the presale allocation only, not the full token supply. The presale holds 45.5% of 4 billion tokens, which is about 1.82 billion MUTM. By that math, 2% would be roughly 36 million tokens. The October 31 post, however, mentioned only 4 million tokens left at that price. Check the live counter on the official site before acting on any number.
| Metric | Latest reported details |
| Total token supply | 4 billion MUTM |
| Presale allocation | 45.5% |
| Presale allocation sold | 98% |
| Remaining allocation | 2% |
| Phase | Phase 7 |
| Current price | $0.04 |
| P1 price | $0.01 |
| Reported funds raised | $26.5M+ |
| Token holders | 19,406 |

Source: x
MUTM is an ERC-20 token with 18 decimals. The project describes it as the native token used to distribute dividends and tied to ecosystem growth. Here is the MUTM token distribution:
45.5% presale
10% liquidity mining and incentives
10% ecosystem growth
10% shortfall reserve
10% liquidity
5% partnerships
5% incentives and giveaways
4.5% team and founders
The team share is smaller than the presale share, which some readers may view favorably. Still, token utility and any dividend mechanism should be checked against the project’s documentation and the final code, not marketing posts.
The Mutuum Finance roadmap has four phases. These are planned milestones, not finished work.
Phase 1: presale start, marketing, community growth, a smart contract audit, tracking platform listings, and educational content.
Phase 2: core smart contracts, the DApp front end and back end, risk parameters, analytics tools, and code reviews.
Phase 3: testnet beta, a working demo, security checks, outside audits, documentation, compliance work, and the end of the presale.
Phase 4: the live platform, exchange listings, MUTM claims, a bug bounty, institutional partnerships, and multichain expansion.
| Stage | Key milestone |
| P1 | Presale introduction and early ecosystem preparation |
| P2 | Smart contracts and DApp development |
| P3 | Testnet demo, audits, and presale conclusion |
| P4 | Live lending platform, token claims, and exchange listings |
No Mutuum Finance mainnet date, Mutuum TGE date, or Mutuum Finance listing date has been confirmed in the material reviewed. The same applies to the Mutuum Finance launch date and the claim window. Any dated claim about these events should be treated as unconfirmed until the project posts it officially.
Replies under the announcement show some frustration. Several users note that the Mutuum Presale has run since 2025 and ask for a firm closing date. Others want to know when the Peer-to-Contract (P2C) lending platform will launch.
These questions are fair. Selling 98% of an allocation shows strong demand, but it does not prove a lending protocol works. Users want clarity on the live DApp, token claims, and exchange listings. Mutuum crypto presale news will carry more weight once it includes audit results, testnet progress, and dates.
What Happens After Phase 7? When Will the Lending Platform Launch?
After P7, the roadmap P3 covers the testnet demo, final audits by several outside firms, compliance alignment, and the end of the Mutuum Presale. P4 lists the live platform, MUTM token claims, exchange listings, and a bug bounty. These are plans, not finished tasks. The project has not named a Mutuum Finance listing date or Mutuum TGE date in the material reviewed.
No official date has been confirmed for the Mutuum Finance launch date or the lending platform. The roadmap places the live platform in Phase 4, after audits and the presale close.
Community members have asked for a firm timeline since the sale began in 2025. Until Mutuum Finance posts a dated mainnet announcement, treat any rumor as unconfirmed. Useful signs to watch are audit reports, testnet updates, and official posts on X.
The Mutuum Presale now reports over $26.5 million raised, 98% of its allocation sold, and a P7 price of $0.04. Only 2% remains, and the roadmap points to platform delivery, token claims, and exchange listings as the next steps.
The key test is no longer how fast the sale closes. It is whether Mutuum Finance shows working software, audit evidence, and clear dates. Readers should watch the official Website for those updates.
YMYL Disclaimer: This article is for information only and is not financial advice. Presale participation carries substantial risk, including the loss of all funds. The $26.5 million+ raised and 98% sold figures are project-reported claims that this article has not independently verified. A 300% rise from the first presale price does not guarantee future returns. Exchange listings, token claims, and platform delivery depend on the project’s execution. Verify tokenomics, smart contract audits, and official announcements yourself, and consult a licensed financial advisor before investing.