XRP news today covers stories, and the market reaction has been calm.
The network behind the coin is preparing a security fix, two more investment firms have reported holdings in a Bitwise fund, a whale has pulled 50 million coins off Binance; and new wallet sign-ups hit one of 2026’s biggest days.
Here is each story in simple words, with the source linked where the facts appear.
The coin trades at $1.25, up 0.29% in 24 hours, on CoinMarketCap.
| Metric | Value |
| Price | $1.25 |
| 24h change | +0.29% |
| Market cap | $79.43B (+0.29%) |
| 24h volume | $1.46B (+38.79%) |
| Fully diluted value | $125.38B |

Source: CoinMarketCap Live Data
Market cap is the total value of all coins in circulation. Fully diluted value is what the whole supply of about 100 billion coins would be worth at today’s price.
The 24-hour chart opened near $1.252 and briefly jumped to about $1.26 in the early evening.
It then slid to a low near $1.235 overnight, about 1.4% below the start, before recovering to $1.253.
Trading volume rose 38.79%, so more coins changed hands than the day before, yet the overall move stayed small. No official source links any story below to this price action.
The XRP Ledger (XRPL) is preparing a security fix that is expected on Wednesday, November 4, with strong backing from validators, the servers that vote on network changes.

The problem sits in a feature that lets one account give another account limited powers.
A permission called PaymentBurn is meant only to destroy tokens. But XRPL’s own documentation says that, before the fix, a holder of this permission could also create new tokens in certain cases.
In simple terms, a payment company allowed only to destroy a stablecoin’s redeemed tokens might also have been able to make new ones.
The documentation advises issuers not to hand out this permission until the fix is live.
Changes like this go live only after a supermajority of validators keeps backing them for at least two weeks, so the date is a target, not a guarantee.
The package also bundles smaller repairs for lending vaults, trading pools, and other features.
It ships in server software version 3.4.0, which operators were told to install. For anyone following XRP news today, the fix is about token safety on the network, not the coin itself.
Two US investment firms filed quarterly holdings reports on November 2, and both list the Bitwise XRP ETF.

Source: BankXRP Post
Creative Planning reported 12,176 shares. Wolverine Asset Management reported 52,522 shares in its Q3 2026 filing.

Source: BankXRP Post On X
| Firm | Based in | Shares reported | Filed | Holdings date |
| Creative Planning | Overland Park, Kansas | 12,176 | Nov 2, 2026 | Sep 30, 2026 |
| Wolverine Asset Management | Chicago, Illinois | 52,522 | Nov 2, 2026 | Sep 30, 2026 |
Both are Form 13F filings, the quarterly reports large investment managers use to show what they held on the last day of the period.
That makes these September 30 snapshots, not today’s holdings, and a share count alone does not show the dollar value.
Still, each new name adds to the story of wider institutional access to the coin through funds.
A whale, meaning a very large holder, withdrew 50 million coins from Binance, worth more than $62.4 million at the time, reports from Whale Alert data.

Source: BSC News on X
The holder is unknown, and no source explains the reason.
Moving coins off an exchange is often read as a sign that the holder plans to keep them in private storage.
It can also mean a transfer to another service or a large private deal, so nothing here confirms bullish intent.
For context, Binance’s official recovery notice shows withdrawals reopening in phases on November 1, with the XRP network in the first phase. The exact timing of the whale transfer is not stated.
The most notable item in XRP news today comes from Santiment.

Source: Santiment Intelligence
Its data shows 7,934 new wallets were created on November 1, the sixth-biggest day of 2026, even though Sunday is usually quiet.
By the time of the network growth chart, the daily count had cooled to 4,101 and the coin was near $1.249.
The surge came just after the Binance incident. Santiment suggests it may have pushed more users toward fresh wallets they control themselves. That is an explanation, not a confirmed cause.
Levels Santiment’s commentary highlights:
$1.25 is the immediate pivot, and $1.30 is the first level that would confirm stronger momentum.
If new-wallet growth stays above roughly 4,000 a day while the coin reclaims $1.30, the setup turns more constructive.
A drop below $1.20 with growth under 3,000 a day would weaken the signal.
This XRP news today round-up shows steady, quiet progress: a security fix on the way, fresh fund filings, a big exchange withdrawal, and rising wallet sign-ups, all while the coin holds near $1.25.
None of these stories is a price promise, so follow the confirmed facts. This article is for information only and is not financial advice.
This article is for educational and informational purposes only and is not financial or investment advice. Crypto assets are high risk, their prices can be very volatile, and you can lose some or all of your money. Always do your own research and consider speaking with a licensed financial advisor before making investment decisions.